Kingsland Georgia - Why Buy a Home?

Congratulations! You have decided to purchase a Kingsland, Georgia home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

When you buy a home you are investing your money in your future. If you pay rent in the amount of $1000 per month you will have paid $12,000 in rent at the end of a year and $60,000 at the end of five years. This is $60,000 gone forever.

When you opt to purchase a Kingsland, Georgia home and make a home payment of $1000 per month (P&I only) you would be buying a $167,000 home (assuming 6% interest rate and no down payment). At the end of the same five years you would have paid $60,000 in mortgage payments, paid your home loan down to $155,400 and based on average appreciation (6.4% between 1940-2000 and does NOT include the 2003-2005 spike) the home would be worth $227,700. The difference between $227,700 and the original purchase price of $167,000 is a gain of $60,700. I'm confident you can find a lot of things to do to improve your life with $60,000!

In addition, the government allows you to "write-off" your mortgage interest expenses each year. On a $1000 a month mortgage payment (P&I only) you could have a $10,000 write-off from Uncle Sam simply because you opted to invest in a home. In addition, there is a lot to be said about the Pride of Ownership when you buy your Kingsland home.

Considering these numbers (which are completely possible) you could actually recover all of your payments over the five years. When you rent you have a 100% success rate of recovering absolutely $0. There are always other factors that will alter the outcome such as cost to sell, length of time you own the home, etc. These other items can create greater opportunity or cut some of your profit, but I believe it is much better to buy and invest, vice rent.

A few questions to ask yourself:

Do you see how owning a home can be a great investment and improve your quality of life?
Do you genuinely want to invest in yourself and enjoy a higher quality of life?
When do you think is the best time to start investing in your higher quality of life?

In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Below, select desired reports and complete the form provided.

		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.


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